By using this website, you are agreeing that you have read and understood the Terms of Use. It should also be noted that all investments carry a certain amount of risk and should not, therefore, be entered into without first professional advice.

InCred Global Wealth (DIFC) Limited and each of its directors, officers and employees shall in no event be liable for any damages arising out of or in connection with the reliance on the information contained on this website. Decisions based on information contained on this website are the sole responsibility of the visitor. You further hereby agree to indemnify ICGWL and to keep ICGWL fully and effectively indemnified against any action, liability, cost, claim, loss, damage, proceeding or expense (including but not limited to any legal fees, costs, and expenses whatsoever and howsoever arising on a full indemnity basis) incurred and howsoever arising from or which is directly or indirectly related to any breach or non-observance of any of these terms and conditions.The information contained on the website and the related financial products or services are only available to professional clients as defined by the DFSA. ICGWL is duly authorised and regulated by Dubai Financial Service Authority.

Data Protection

ICGWL is subject to data protection laws and regulations of the DIFC and DFSA including the Data Protection Law, DIFC Law No. 5 of 2020 (“DIFC Data Law”). Please refer to our Data Privacy Notice available at ICGWL (Click Privacy notice) for information on your Personal Data that we may collect in connection with providing you with services and/or carrying out our business operations, the purposes of collecting it and how it is used, shared, transferred, and safeguarded during and after your relationship with us in accordance with applicable laws.

Data Privacy Notice

We value your privacy and are committed to using your personal data in compliance with applicable data protection laws

This privacy notice describes the types of personal data that we may collect, the purposes of collecting it, and how it is used, shared, and safeguarded during and after your relationship with us.

1. General information about this privacy notice

This privacy notice is issued by InCred Global Wealth Limited (referred to as “ICGWL”) and also covers our related legal entities (which are referred to as Associate). Details of the Associate can be obtained by contacting us.

ICGWL is subject to the Data Protection Law, Dubai International Financial Centre (“DIFC”) Law No. 5 of 2020 (which we refer to as “DIFC Data Law”). for purposes of which we are the data controller.

This privacy notice applies to

1. parties we conduct business with (such as current or potential clients, suppliers, business partners, professional advisers, or anyone connected with a transaction or client’s matter we are involved with)
2. visitors to our offices or website or other business contacts.

You may contact us concerning this privacy notice on

Email: info@incredwealth.ae

Address:

Unit 09-31 

Central Park Towers Offices, DIFC, P O Box 506549, Dubai, UAE (available in ‘Section 8 the Contact info for ICGWL at the end of this notice).

2. What personal data do we collect

In the ordinary course of our business and operations, ICGWL, and its affiliates, collect, use, and share personal data about you. The term personal data or personal information means any information about an individual from which that person can be identified, which we have in our possession or control.

The personal data we collect, use, store, share, or otherwise process includes information that:

1. Information that you or someone acting on your behalf provides to us or our Associates. This includes personal data that you provide to ICGWL by filling in forms or by communicating with ICGWL, whether face-to-face, by phone, e-mail, or otherwise, or giving us your business card (or similar).
2. Information that we obtain from other sources. This includes personal data that we obtain from various third parties such as databases, your employer, other parties relevant to the services we are providing (e.g. counterparties in transactions), and others such as regulators and authorities.
3. Information that we collect or generate about you. This includes information that we collect when you use our services or when we otherwise interact with you. We also use various technologies to collect and store information when you visit our website (please see our cookies policy below).

If you are a party we conduct business with (such as current or potential clients, suppliers, business partners. Professional advisers, or anyone connected with a transaction or client’s matter we are involved with), such information may include:

1. name, job title, employer organisation, and contact details
2. identity documents (may include nationality, photograph, date of birth, and biometric information)
3. reports and information obtained for tax reporting or compliance with legal or regulatory obligations
4. information about your transactions, financial information, holdings, and relationship to others
5. due diligence results and references provided by third parties.
6. recordings of telephone calls between you and ICGWL (where we have a specific legal basis)
7. data collected by our website or technology systems (which we do not share with any person)
8. If you are a visitor to our office/ website or other business contacts (such as a person who has emailed us or met one of our representatives but does not conduct business with us), such information may include:

1. 1. name, job title, employer organisation, and contact details
   2. data collected by our website or technology systems (which we do not share with any person)

3. How we use your personal data and our legal basis for doing so

We may collect, process, and store this personal data for the purposes of:

1. conducting compliance and due diligence procedures according to applicable regulations and our related policies
2. providing our services to you or to a client to whom you are connected
3. organising meetings between you and your ICGWL ‘s representatives or inviting you to events
4. informing you of potential transactions or business opportunities we are involved in or you may be interested
5. maintaining and administering records in relation to:
6. work we have carried out or are carrying out for our clients such as investor lists, acquisition targets, etc.
7. our database of business contacts and their respective business interests and activities
8. seeking and receiving products and services from our professional advisors or suppliers (including keeping records)
9. conducting statistical analysis and market research
10. billing, invoicing, accounting, auditing, and making or receiving payments
11. identifying and preventing fraud and other unlawful activity
12. safeguarding our legal rights and interests and complying with our legal and regulatory obligations
13. providing updates on our services and activities (please notify us on the details provided in Section 9: Contacting ICGWL’ if you do not wish to receive such updates)

ICGWL is entitled to use personal data in these ways because:

1. consent – we may (but generally do not need your consent to use your personal data (you can withdraw your consent by notifying us on the details provided in Section 9: Contacting ICGWL “)
2. performance of a contract – we may need to collect and use your personal data to enter into a contract with you or to perform our obligations under a contract with you or a client to whom you are connected
3. legitimate interest – we may use your personal data for our legitimate interests, some examples of which are provided above, and your fundamental rights do not override those interests
4. compliance with law or regulation – we may use your personal data as necessary to comply with law and
5. regulation applicable to us and/or contracts that we may have entered with you.

4. Disclosure and transfer of personal data

Data sharing with ICGWL ‘s Associates

ICGWL may share your personal data to its Associates for internal management and administrative purposes or to provide the services or perform its obligations in connection with your contract or transaction. In such cases ICGWL will take steps to ensure that the personal data is accessed only by those who need to do so for the purposes described in this privacy notice.

Data sharing with Third Parties

ICGWL may also share your personal data with Third Parties where required by law, where it is necessary to administer our relationship with you or where we have another legitimate interest in doing so. “Third Parties include third-parties that provide products and services to ICGWL including vendors and contractors).

We share personal data with Third Parties as follows:

1. to third party agents, service providers or contractors, bound by obligations of confidentiality, who will only use personal data on ICGWL ‘s behalf for in connection with the management and administration of our business
2. to third parties relevant to the services outlined in the contract with you or the contract of a client/supplier with whom you are connected (this may include for example counterparties to transactions, professional advisors, stock exchanges or regulators)
3. to the prospective counterparty, for due diligence purposes, if ICGWL and/ or our Associates restructure or sell any of its or their business or assets (for the avoidance of doubt, your personal data would only be transferred in such circumstances to the extent that such a transfer was required for the purposes of due diligence and was subject to appropriate security protections e.g., anonymisation and/or confidentiality restrictions):
4. to the extent required by law, regulation, or court order for example if ICGWL is under a duty to disclose personal data to comply with any legal or regulatory obligation; and in order to establish, exercise or defend ICGWL ‘s & Co’s legal rights, for example if ICGWL needs to obtain external legal advice or provide personal data in connection with judicial proceedings.

Transfers of data outside the Dubai International Financial Centre

As our Associates and many of our third-party service providers are based outside of the Dubai International Financial Centre (“DIFC”). personal data may be transferred to or stored at a destination outside the DIFC (including staff operating outside of the DIFC who work for ICGWL and/or its Associates and its third-party service providers or contractors. When we transfer your personal data out of the DIFC, we will ensure a similar degree of protection is afforded to it which may be achieved in one of the following ways:

1. we will transfer personal data to countries that have been deemed to provide an adequate level of protection for personal data by the DIFC (for further details see DIFC: Adequate Data Protection Regimes at

https://www.difc.ae/business/operatingdata-protection/adequate-data-protection-regimes/

1. recipients of personal data will have entered into a contractual agreement which provide similar protections as in the DIFC (such contracts are generally based on the Standard Data Protection Clauses approved for use by the DIFC)

In other circumstances the law may permit or require ICGWL to otherwise transfer personal data outside the DIFC. In all cases, however, ICGWL will ensure that any transfer of personal data is compliant with applicable data protection law.

You can obtain further details of the protection given to your personal data when it is transferred outside the DIFC by contacting us on the details provided in Section 9: Contacting ICGWL “).

5. Web Data

We may also collect information on how the service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address). browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Tracking and Cookie Data

We use cookies and similar tracking technologies to track the activity on our Service and we hold certain information.

Cookies are files with a small amount of data which may include anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies are also used such as beacons, tags and scripts to collect and track information and to improve and analyse our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some part of our Service.

Examples of Cookies are

1. Session Cookies -We use session Cookies to operate our Service
2. Preferences Cookies – We use Preferences Cookies to remember your preferences and various settings

Security Cookies – We use Security Cookies for security purposes.

6. Data Security

We have put in place appropriate measures to protect the security of your personal information.

Third parties will only process your personal information where they have agreed to treat the personal information confidentially and to keep it secure.

We have put in place appropriate security measures to prevent your personal information from being accidentally lost, used, or accessed in an unauthorised way, altered, or disclosed. In addition, we limit the access to your personal information to those employees, agents, contractors and or third parties who have a business and need to access it. They will only process your personal information on our instructions, and they are subject to a duty of confidentiality.

7. Retention of personal data

The time for which we retain your personal data will be determined by various criteria as described below. To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purpose for which we process your personal data, and the applicable legal requirements.

 In some circumstances we may anonymise your personal data so that it can no longer be associated with you, in which case we may use such information without further notice to you.

8. Your rights to personal data

It is important for us that the personal information we hold about you is accurate and correct. Please keep us informed if your personal information changes during your relationship with us.

On the specific circumstances, under the DFC Data protection law you have the following rights:

Request access to or information about personal data we hold about you or its processing, which also includes your right to receive a copy of the personal data that you have provided to ICGWL or request for it to be transferred to a third party to the extent it is feasible

Request erasure of the personal data we hold about you (please note that there may be certain circumstances where you request erasure however, we are entitled or required to retain it pursuant to applicable law and regulation

Request rectification or correction to the personal data that we hold about you, if it is inaccurate or incomplete

Object to processing or request restriction of processing of the personal data we hold about you (please note that there may be certain circumstances where you object or request restrictions, but we are entitled or required to continue processing your personal data and /or to refuse that request pursuant to applicable law or regulation)

Withdraw your consent provided in relation to processing of the personal data we hold about you (please note that there may be certain circumstances it may be lawful for us to continue processing your data where we have another legitimate reason ( other than consent) for doing so, and that we generally do not rely on your consent in order to process your personal data for the purpose and in the manner set out in this privacy notice)

Right to data portability to receive your personal data in a structured, commonly used and machine-readable format

Right to complaint with the office of the DIFC Commissioner of Data Protection if you think that any of your rights have been infringed by ICGWL

You can exercise your rights by contacting ICGWL using the details set out in “Section 9” Contacting ICGWL “section below. You can also find out more information about your rights by contacting the office DIFC Commissioner of Data Protection.

9. Contacting ICGWL

If you would like further information about ICGWL processing your personal data or would like to exercise of any of your rights referred to above. You may contact us

 info@incredwealth.ae

+971 4 3966949